This post was written on consignment by PayPerPost. 

In this day and age, if you don’t have a cell phone, you’re stuck in the early 90′s. In fact, I have a hard time thinking back to when I didn’t have a cell phone, and what it was like not knowing where people were, being unable to get ahold of people when I needed to, and just generally being disconnected.

However, not everyone can get a cell phone today. There’s lots of different obstacles that hinder people’s abilities to walk down to the local cell phone store and sign up for a contract.

Contract commitments – these can be a big deterrent. What happens if I sign up for a 2-year contract, then two months in realize that reception at home is spotty, and the phone isn’t what I wanted? That sinking feeling of knowing you’re stuck for many more months can simply leave a bad taste in your mouth.

Poor credit – I’ll also lump in no credit as well. While the major cell carriers aren’t too stringent in their credit checks, there’s definitely a group of people whose credit isn’t good enough to get a cell phone, so they’re left out of the mobile communications loop.

The bill – Don’t forget, you have to pay a monthly charge to keep that cell phone! What if you only want the cell phone for emergencies? What’s the sense in paying for a monthly fee, when you might not even use your cell phone monthly?

If any of the three points I’ve made above apply to you, there may still be a way for you to get a mobile phone. What I’m saying is, pre-paid cell phones may be the way to go for you.

A few years ago, my wife and I decided we wanted to get our daughter a cell phone, but really didn’t want to spend $20 or $30 a month for her to have a phone that she only needed in case she really wanted to get a hold of us, or we wanted to get ahold of her, or there was an emergency. While I don’t remember the carrier now, we ended up going with a prepaid cellular phone, and it fit perfectly for our needs.

There was no expensive monthly bill or lengthy contract commitment, so if we decided in a month that the prepaid phone wasn’t what we wanted, we weren’t stuck with it.

So, if you’re interested in having options, having freedom, and having choices when it comes to your cell phone, pre-paid might be the way to go for you.

[tags]payperpost, pre-paid cell phones, prepaid cell phones, shawnw[/tags]